:root{
  --hbkf-navy:#082f55;--hbkf-navy2:#061f39;--hbkf-blue:#0b67ad;--hbkf-green:#149957;
  --hbkf-mint:#edf8f2;--hbkf-ice:#f5f9fc;--hbkf-ink:#17354d;--hbkf-muted:#64788a;
  --hbkf-line:#dbe7ee;--hbkf-white:#fff;--hbkf-danger:#a32f35;--hbkf-dangerbg:#fff6f6;
  --hbkf-shadow:0 18px 55px rgba(8,47,85,.10);
}
.hbkf-page{background:#fff;color:var(--hbkf-ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.65}
.hbkf-page *{box-sizing:border-box}.hbkf-container{width:min(1180px,calc(100% - 40px));margin:auto}.hbkf-section{padding:82px 0}
.hbkf-section--soft{background:linear-gradient(180deg,#f8fbfd,#eef7f4)}.hbkf-section--about{background:#f7fafc}
.hbkf-section--alert{padding:56px 0;background:#fffafa}
.hbkf-eyebrow{display:inline-flex;align-items:center;gap:9px;color:var(--hbkf-green);font-size:.76rem;font-weight:900;letter-spacing:.13em;text-transform:uppercase}
.hbkf-eyebrow:before{content:"";width:28px;height:3px;border-radius:99px;background:linear-gradient(90deg,var(--hbkf-green),var(--hbkf-blue))}
.hbkf-page h1,.hbkf-page h2,.hbkf-page h3{color:var(--hbkf-navy);line-height:1.1;letter-spacing:-.025em}
.hbkf-page h1{font-size:clamp(2.7rem,5vw,5rem);margin:18px 0 16px}.hbkf-page h2{font-size:clamp(2rem,3.5vw,3.2rem);margin:12px 0 0}.hbkf-page h3{font-size:1.18rem}
.hbkf-lead{font-size:1.08rem;color:var(--hbkf-muted);max-width:820px}.hbkf-lead p{font-size:1.08rem;color:var(--hbkf-muted)}
.hbkf-hero{padding:70px 0 78px;background:radial-gradient(circle at 85% 15%,rgba(20,153,87,.11),transparent 30%),linear-gradient(135deg,#fbfdfc,#edf7f3)}.hbkf-hero--single{padding-bottom:70px}
.hbkf-breadcrumb{display:flex;flex-wrap:wrap;gap:8px;align-items:center;margin-bottom:42px;font-size:.82rem;color:#7890a0}.hbkf-breadcrumb a{color:#557087;text-decoration:none}.hbkf-breadcrumb strong{color:var(--hbkf-navy)}
.hbkf-search{display:flex;max-width:720px;margin-top:28px;padding:7px;background:#fff;border:1px solid #d5e2e9;border-radius:999px;box-shadow:0 14px 40px rgba(8,47,85,.08)}.hbkf-search input{flex:1;min-width:0;border:0;outline:0;background:transparent;padding:0 17px;color:var(--hbkf-ink);font:inherit}.hbkf-search button,.hbkf-btn{border:0;border-radius:999px;text-decoration:none;font-weight:850;cursor:pointer}.hbkf-search button{padding:13px 22px;background:var(--hbkf-navy);color:#fff}
.hbkf-filter-row,.hbkf-badge-row{display:flex;flex-wrap:wrap;gap:8px;margin-top:22px}.hbkf-chip,.hbkf-badge{display:inline-flex;align-items:center;padding:8px 13px;border-radius:999px;background:#fff;border:1px solid #d8e5ec;color:#36566d;font-size:.84rem;font-weight:750;text-decoration:none}.hbkf-chip.is-active{background:var(--hbkf-navy);border-color:var(--hbkf-navy);color:#fff}
.hbkf-trust{background:#fff}.hbkf-trust-grid{display:grid;grid-template-columns:repeat(4,1fr);border:1px solid var(--hbkf-line);border-radius:22px;overflow:hidden;box-shadow:var(--hbkf-shadow);transform:translateY(-24px)}.hbkf-trust-grid>div{padding:22px;background:#fff;border-right:1px solid var(--hbkf-line)}.hbkf-trust-grid>div:last-child{border-right:0}.hbkf-trust-grid strong{display:block;color:var(--hbkf-navy)}.hbkf-trust-grid span{display:block;margin-top:4px;color:var(--hbkf-muted);font-size:.83rem}
.hbkf-section-head{display:flex;align-items:end;justify-content:space-between;gap:40px;margin-bottom:30px}.hbkf-section-head>div{max-width:760px}.hbkf-section-head>p{max-width:440px;color:var(--hbkf-muted);margin:0}
.hbkf-card-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.hbkf-card{background:#fff;border:1px solid var(--hbkf-line);border-radius:22px;box-shadow:0 12px 34px rgba(8,47,85,.06)}.hbkf-card-body{padding:24px}.hbkf-card-meta{display:flex;flex-wrap:wrap;gap:7px;margin-bottom:13px}.hbkf-card-meta span{padding:5px 9px;border-radius:999px;background:#f3f7f9;color:#647b8c;font-size:.72rem;font-weight:800}.hbkf-card-meta .hbkf-alert-chip{background:#fff0f0;color:#8a3438}.hbkf-card h3{margin:0 0 10px;font-size:1.45rem}.hbkf-card h3 a{color:var(--hbkf-navy);text-decoration:none}.hbkf-card p{color:var(--hbkf-muted)}
.hbkf-text-link{display:inline-block;margin-top:14px;color:var(--hbkf-blue);font-weight:850;text-decoration:none}.hbkf-pagination{margin-top:34px}.hbkf-pagination ul{display:flex;flex-wrap:wrap;gap:8px;list-style:none;padding:0;margin:0}.hbkf-pagination a,.hbkf-pagination span{display:grid;place-items:center;min-width:42px;min-height:42px;padding:0 12px;border:1px solid var(--hbkf-line);border-radius:12px;text-decoration:none}.hbkf-pagination .current{background:var(--hbkf-navy);color:#fff;border-color:var(--hbkf-navy)}
.hbkf-empty{padding:56px;border:1px dashed #c8dbe5;border-radius:24px;background:#f9fbfc;text-align:center}.hbkf-empty p{max-width:620px;margin:16px auto 24px;color:var(--hbkf-muted)}.hbkf-btn{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:12px 20px}.hbkf-btn--primary{background:linear-gradient(90deg,var(--hbkf-green),var(--hbkf-blue));color:#fff}
.hbkf-two-col{display:grid;grid-template-columns:.8fr 1.2fr;gap:64px;align-items:center}.hbkf-two-col--top{align-items:start}.hbkf-two-col p{color:var(--hbkf-muted)}
.hbkf-hero-grid{display:grid;grid-template-columns:1.3fr .7fr;gap:64px;align-items:start}.hbkf-hero-note{padding:26px;background:#fff;border:1px solid var(--hbkf-line);border-radius:22px;box-shadow:var(--hbkf-shadow)}.hbkf-hero-note h2{font-size:1.55rem;margin:8px 0 10px}.hbkf-hero-note p{margin:0;color:var(--hbkf-muted)}
.hbkf-mini-label{font-size:.72rem;text-transform:uppercase;letter-spacing:.1em;font-weight:900;color:var(--hbkf-green)}.hbkf-mini-label--danger{color:var(--hbkf-danger)}.hbkf-content{color:var(--hbkf-muted)}.hbkf-rich p:first-child{margin-top:0}.hbkf-rich p:last-child{margin-bottom:0}.hbkf-rich ul,.hbkf-rich ol{padding-left:24px}.hbkf-rich li{margin:8px 0}
.hbkf-alert-box{padding:30px;border:1px solid #e9c5c7;border-left:6px solid var(--hbkf-danger);border-radius:20px;background:var(--hbkf-dangerbg)}.hbkf-alert-box h2{color:#7f292d;margin:10px 0 18px}.hbkf-alert-box .hbkf-rich{color:#6f484b}
.hbkf-callout{margin-top:20px;padding:20px 22px;border-left:4px solid var(--hbkf-blue);background:#f4f8fb;border-radius:14px}.hbkf-callout strong{display:block;color:var(--hbkf-navy)}.hbkf-callout p{margin-bottom:0}
.hbkf-selfcare{color:var(--hbkf-muted)}.hbkf-note{margin-top:22px;padding:20px;background:#fff;border:1px solid var(--hbkf-line);border-radius:16px}.hbkf-note strong{color:var(--hbkf-navy)}
.hbkf-related-group{margin-top:34px}.hbkf-related-group>h3{font-size:1.3rem;margin-bottom:14px}.hbkf-related-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.hbkf-related-card{padding:21px;background:#fff;border:1px solid var(--hbkf-line);border-radius:18px}.hbkf-related-card h3{margin:8px 0}.hbkf-related-card h3 a{color:var(--hbkf-navy);text-decoration:none}.hbkf-related-card p{color:var(--hbkf-muted);font-size:.9rem}
.hbkf-source-list{display:grid;gap:12px}.hbkf-source-item{display:grid;grid-template-columns:42px 1fr;gap:16px;padding:20px;border:1px solid var(--hbkf-line);border-radius:17px;background:#fff}.hbkf-source-index{display:grid;place-items:center;width:38px;height:38px;border-radius:50%;background:#eaf8f1;color:var(--hbkf-green);font-weight:900}.hbkf-source-item h3{margin:0 0 7px}.hbkf-source-item p{margin:0 0 6px;color:var(--hbkf-muted)}.hbkf-source-item span{color:#7a8e9c;font-size:.82rem}.hbkf-source-item a{display:inline-block;margin-top:8px;color:var(--hbkf-blue);font-weight:800;text-decoration:none}
.hbkf-governance{display:grid;grid-template-columns:repeat(2,1fr);gap:10px}.hbkf-governance>div{padding:17px;background:#fff;border:1px solid var(--hbkf-line);border-radius:14px}.hbkf-governance span{display:block;color:var(--hbkf-muted);font-size:.75rem}.hbkf-governance strong{display:block;color:var(--hbkf-navy);margin-top:4px}
.hbkf-disclaimer{padding:28px 0;background:var(--hbkf-navy2);color:#bfd0dc}.hbkf-disclaimer strong{color:#fff}.hbkf-disclaimer p{margin:5px 0 0;font-size:.9rem}
@media(max-width:980px){.hbkf-section{padding:66px 0}.hbkf-card-grid{grid-template-columns:repeat(2,1fr)}.hbkf-trust-grid{grid-template-columns:repeat(2,1fr)}.hbkf-trust-grid>div{border-bottom:1px solid var(--hbkf-line)}.hbkf-two-col,.hbkf-hero-grid{grid-template-columns:1fr;gap:34px}.hbkf-related-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:640px){.hbkf-container{width:min(100% - 28px,1180px)}.hbkf-hero{padding:48px 0 58px}.hbkf-breadcrumb{margin-bottom:28px}.hbkf-page h1{font-size:2.55rem}.hbkf-page h2{font-size:2rem}.hbkf-search{display:grid;border-radius:18px;gap:7px}.hbkf-search input{min-height:44px}.hbkf-search button{width:100%}.hbkf-section-head{display:block}.hbkf-section-head>p{margin-top:13px}.hbkf-card-grid,.hbkf-related-grid,.hbkf-governance,.hbkf-trust-grid{grid-template-columns:1fr}.hbkf-trust-grid>div{border-right:0}.hbkf-source-item{grid-template-columns:1fr}.hbkf-source-index{width:34px;height:34px}}